Terms of Service
1. Agreement
By downloading, installing, or using BillNest (“the App”), you agree to these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, do not use the App.
2. The service
BillNest helps you track shared expenses, groups, friends, settlements, and related local notes on your device. Features may include split calculations, optional on-device receipt scanning, charts, exports, and optional Pro capabilities offered through Apple In-App Purchase.
The current version is local / offline-first, with optional iCloud Sync (CloudKit private database) across devices signed into the same Apple ID. It does not provide multi-user cloud collaboration or remote account invitations to other people’s Apple IDs.
3. Eligibility
You must be able to enter a binding agreement under the laws of your jurisdiction and comply with Apple’s App Store terms applicable to you.
4. Your responsibilities
- You are responsible for the accuracy of amounts, participants, currencies, and notes you enter.
- BillNest calculations (including debt simplification heuristics and static FX conversion) are tools to assist you; they are not professional accounting, tax, legal, or FX advice.
- Settlement options (cash, PayPal, Venmo, etc.) are records of repayment you say occurred, not payment processing or proof of funds transfer.
- You must not misuse the App for unlawful activity, fraud, or to store content you do not have rights to use.
- Keep your device secure. Local data can be lost if the App is deleted or the device is reset.
5. Subscriptions and purchases
- Optional paid features may be offered as auto-renewable subscriptions or other In-App Purchases via Apple.
- Prices displayed in the App should come from Apple’s StoreKit product information where available.
- Payment is charged to your Apple ID. Manage billing, cancellation, and refunds through Apple according to Apple’s policies.
- Unless required by law or Apple’s rules, purchases are handled by Apple, not by a separate BillNest checkout.
Standard auto-renewable subscription disclosure: subscription renews unless canceled at least 24 hours before the end of the current period; your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel in Apple ID Settings.
6. Intellectual property
The App’s name, design, code, and branding are owned by the BillNest publisher or its licensors. You receive a personal, non-exclusive, non-transferable license to use the App on Apple devices you own or control, subject to the App Store Licensed Application End User License Agreement and these Terms.
7. Disclaimers
THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
We do not warrant that calculations, OCR results, exports, or currency conversions will be error-free or suitable for audited financial reporting.
8. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE BILLNEST PUBLISHER WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, PROFITS, OR BUSINESS, ARISING FROM YOUR USE OF THE APP. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE APP IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID FOR BILLNEST PRO FEATURES IN THE 12 MONTHS BEFORE THE CLAIM OR (B) USD $10, EXCEPT WHERE LIABILITY CANNOT BE LIMITED UNDER APPLICABLE LAW.
9. Third-party services
Apple platforms, StoreKit, Vision, and other system services are governed by Apple’s terms. BillNest is not responsible for outages or policy changes of those platforms.
10. Termination
You may stop using the App at any time by deleting it. We may stop offering the App or particular features subject to App Store and legal requirements. Provisions that by nature should survive (disclaimers, limitations, IP) will survive termination.
11. Changes
We may update these Terms by posting a revised version on this page and updating the “Last updated” date. Continued use after changes become effective constitutes acceptance, except where local law requires additional consent.
12. Governing law
These Terms are governed by the laws applicable in the publisher’s principal place of business, without regard to conflict-of-law rules, except that consumers may retain mandatory protections of their country of residence. If you acquired the App from the Apple App Store, you may also have rights under the App Store EULA.
13. Contact
Questions about these Terms: github.com/aSynch1889/BillNest-Legal/issues